Health Insurer Practices

Learn about different insurer practices and how they can impact your health

Co-Pay Assistance Legislation

Read about how there are programs designed to help consumers save money and yet insurers are blocking those programs.  How pharmacy benefit managers are manipulating out of pocket
costs for vital medications.

Out of Pocket Costs

Two years ago Gretchen Liu, 78, had a transient ischemic attack — which experts sometimes call a “mini stroke” — while on a trip to China. After she recovered and returned home to San Francisco, her doctor prescribed a generic medication called telmisartan to help manage her blood pressure.

Pharmacy Benefit Manager Practices

PBS: Americans pay more for prescription drugs than any country in the world, and the pharmaceutical industry earns billions in profits each year. Critics blame pharmacy benefit managers, or PBMs, for a portion of those high costs through their role as middlemen between insurance plans, drug makers and pharmacies—but PBMs say they save consumers money. 

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